Insurance company tells mom to divorce for better coverage

Posted by Rachel Leigh - email

LAS VEGAS (WFLX) - A mother says her insurance company told her to get a divorce for better coverage.

Terri King's son, Matthew, was born with a heart defect requiring care for life. It stretched the family's health insurance to the limit.

When King and her husband, Michael, sought help to cover Matthew's care, the advice they got was shocking. "That we should get a divorce. That I should turn over all my joint assets to Mike, get a divorce, so that I could be a poor single mother. Then, I could be on Medicaid along with Matthew, and then Matthew would get full medical coverage on Medicaid."

Another counselor suggested they give up Matthew for adoption to a relative who could then collect full benefits for him through medicaid.

They got their coverage increased through work, but they tried to bring a new bill into state law so something like this doesn't happen to another family.

The bill was shot down.