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The best way to disclose your financial problems to your spouse or significant other is to be upfront and honest.
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KNOXVILLE, TN, June 19, 2014 /24-7PressRelease/ -- The Knoxville bankruptcy attorneys at Clark & Washington have some sound advice on how and when to disclose your financial problems to your significant other. Keeping an open dialogue is the best approach to ensure accountability and can lessen the bite of the bad news.
Many married couples spend money behind their spouses back. Sometimes, spouses fail to disclose major purchases to their spouse for a multitude of reasons. Hand in hand with this nondisclosure, many married couples also fail to disclose their debts to their spouses. The main reason for this failure to disclose such key information can range from shame to an attempt to avoid conflict to fear.
Whenever you make a large purchase or have any looming debt, it is best to disclose this information to your spouse or significant other as soon as possible. You cannot change your situation into a better one overnight, and you especially cannot do so without first being honest with yourself and your loved one about your situation.
When you do decide to tell your significant other about your financial problems, whatever they may be, be sure that you choose to do so in the appropriate setting. Telling your loved one about your financial problems while you are out at a dinner with friends or while company is over is a bad idea.
Sit down and have a serious conversation with your loved one in private about your financial problems and about ways to remedy them. Taking this approach frames your circumstances in a more positive light because it shows that you have given some serious thought to the problem at hand and have already thought of ways to solve the problem. Do not make excuses, try to find a solution.
Established in 1983, Clark & Washington is now one of the leading bankruptcy filers in the Southeast. They have locations in Georgia, Florida and Tennessee. Clark & Washington specializes in personal chapter seven and 13 bankruptcy. They offer honest, helpful legal advice to those experiencing financial hardships.
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