A growing number of school districts are buying a relatively new type of insurance policy, active shooter insurance. The Palm Beach County School District and Martin County's School District have both bought workplace violence insurance.
"I've heard from a number of South Florida school systems that have had violent acts and they have to cut the check to the family for what they deemed the value of that individual, that child's life and they say they never want to do that again," said Marshall.
Now many school districts are calling Marshall to buy workplace violence insurance, which covers any attack with a gun, knife, car, or even drone.
The insurance will also cover any costs to add security in the middle of a crisis and will cover the cost of rebuilding a school or building touched by tragedy.
"Like Sandy Hook or Parkland, now that that are looking to tear down and rebuild due to the emotional duress that the place cannot be used, well this can be covered," added Marshall.
Marshall said Palm Beach County Schools have also purchased the insurance.
Minimum premiums for small schools and churches can cost 1200 dollars. Marshall said a school district the size of Palm Beach County's would pay a little under 100-thousand dollars. The policies have several tiers that can cover a business, school, or church, from 500-thousand dollars up to 100 million dollars in losses.
Scripps Only Content 2018